I am based in Guyana and I use RedotPay as a practical way to buy crypto, receive it in my wallet and spend it online using a Visa card. This guide explains the exact flow I follow, the verification needed, the funding methods and how the card works for online payments.
Referral link, to get 5 USD for free (copy and paste):
https://url.hk/i/en/kvjfc
Why RedotPay is useful in Guyana
In Guyana, the main challenge is not learning what crypto is. The challenge is using it in a way that fits real life payments, especially online purchases and subscriptions. RedotPay solves that gap for me because it gives me a wallet for receiving crypto and a Visa card experience for spending.
What you can do with RedotPay in one flow
I use RedotPay for three connected actions. First, I sign up and complete verification. Next, they provide wallets with the most popular crypto currencies. Then I sign up for the RedotPay Visa card for online payments. If you want a physical card, you can order it too.
Before you start
- Verification is required: RedotPay uses KYC, which means you confirm your identity before you can use key features.
- Age requirement: RedotPay requires users to be 18 or older.
- Card acceptance varies: Most Visa card payments work, but some merchants can block prepaid or crypto-linked cards based on their rules.
If you want a quick reference, you can link to official help pages here:
Step 1: Sign up with my referral link
Use my referral link to register to get 5 USD for free:
After you install the app, create your account and follow the prompts to register. If the app asks for a referral code or confirms a referral link, complete that during sign-up so the referral relationship is set at registration.
Step 2: Complete verification
Verification is required because RedotPay needs to confirm identity before enabling key features. The usual process is straightforward. You enter your details, submit an approved ID document and complete a face verification step inside the app.
Approval is smoother when your details match your ID, your ID photos are clear, your device has good lighting and you complete the face verification without interruptions.
Step 3: Add crypto to your wallet
This is the part that makes everything work. You can add crypto to RedotPay in several ways and the best method depends on what you already use.
Option A: Deposit crypto from another wallet or exchange (on-chain)
If you already use an exchange or another wallet, deposit by copying your RedotPay deposit address for the exact asset and network. Network matching matters, which means USDT-TRC20 must be sent to a USDT-TRC20 deposit address, not an ERC20 or BEP20 address.
- Select Deposit
- Select the asset, for example USDT
- Select the network, for example TRC20
- Copy the address or scan the QR code
- Send from your exchange wallet using the same network
Option B: Buy crypto inside the app (credit or debit card where available)
RedotPay supports buying selected cryptocurrencies in the app using a credit or debit card, depending on region and availability. If your bank requires an extra verification step, follow the bank prompt then return to the app to complete the purchase.
- Tap Deposit
- Select the crypto you want to buy, for example USDT
- Choose Credit/Debit Card or another available option
- Enter the amount and pay
Option C: Deposit using Binance Pay
RedotPay also supports Binance Pay as a deposit method. Binance charges a fee per deposit and USDs deposited by Binance Pay may have limits on withdrawal and conversion, so read the on-screen notes before confirming.
Option D: Buy through the P2P marketplace
RedotPay offers a P2P marketplace which lets you trade with other users through an escrow-style flow. Escrow is a holding mechanism, which means the platform locks the seller’s crypto until payment is confirmed.
- Open P2P from the app
- Select a seller, check their terms and choose Buy
- Pay using the payment method shown in the order
- Tap Paid, Notify Seller after you pay
- Wait for release into your funding account
How I receive crypto into RedotPay
When someone is paying me in crypto, I open RedotPay, select the asset, tap Deposit and copy the address. Then I share that address and confirm the network before anything is sent. This step is important for trust, which means both sides agree on the exact network and address before funds move.
Step 4: Get the Visa card and spend online
This is the main reason I use RedotPay. The Visa card works for online payments anywhere Visa is accepted, so it behaves like a normal card at checkout. You enter the card details, confirm the payment and the app records the transaction.
Card acceptance depends on merchant rules and your billing address region, so I recommend testing with a small online purchase first. Once it works, scale up to your normal spending.
Virtual card vs physical card
I started with the virtual card because it is fast. RedotPay charges a fee to apply for each card type, and the fee is separate from your wallet balance.
- Virtual card: typically a lower application fee and faster to start
- Physical card: higher issuance fee and shipping details required
Important usage note
RedotPay cards are for spending, not for buying crypto. If you want to buy crypto, use supported purchase methods in the app such as credit or debit card purchases, P2P, or deposits from another wallet.
Card features that matter day-to-day
These features make daily use simpler:
- Clear transaction history: you can review spending and track what was deducted.
- Spending limits: you can set limits per purchase and per day.
- Payment controls: you can turn online payments, POS payments and ATM withdrawals on or off.
- Freeze option: you can temporarily freeze the card if you see unusual activity.
- Currency controls: you can choose which currencies the card can use for settlement.
My MMG top up moment in Guyana
This was the moment it really clicked for me.
I used my RedotPay Visa card to topup my MMG account. Seeing that flow work, from crypto balance to card payment to a local top up, confirmed that crypto can be used in a practical way in Guyana. I was impressed because it validated the full loop I wanted: receive crypto, hold it safely, then spend it through a card checkout when I need it.
If you want to try a similar test, start small. Do a small payment first, confirm it goes through, then increase the amount once you are comfortable.
Refer friends and earn rewards
RedotPay allows you to refer friends using your referral link or code. When your invitees register, complete identity verification and activate their card, you can earn rewards based on the referral rules shown in the app. This is useful if you are helping friends in Guyana set up correctly, because everyone follows the same steps and avoids common mistakes like using the wrong network.
My referral link is here:
Quick safety checklist
- Use real details that match your ID during verification.
- Match coin and network for every deposit and withdrawal.
- Test a small payment before relying on it for larger spending.
- Keep records of deposits, purchases and top ups for your own tracking.
- Use card limits and freeze controls if you want extra protection.
FAQs
Can I buy crypto inside RedotPay?
Yes, RedotPay supports buying selected cryptocurrencies in the app using methods such as credit or debit cards where available, as well as other funding methods like deposits, P2P and Binance Pay.
Can I use the RedotPay card everywhere online?
Most online merchants that accept major cards should work, but acceptance depends on merchant rules and billing address settings. Test small first, then scale up.
Can I buy crypto with the RedotPay card?
No. The RedotPay card is for spending, not for buying crypto.
Can I withdraw crypto from RedotPay to another wallet?
Yes. Withdrawals are on-chain and the network must match on both sides.
Is there a physical card option?
Yes. You can apply for a physical card in the app if your billing and shipping address regions are supported.
Conclusion
If you want the simplest way to start, do it in this order: sign up, complete verification, add crypto, then test one small online payment with the Visa card.
Sign up using my referral link:
https://url.hk/i/en/kvjfc
Want help setting up your online payment stack in Guyana? Contact Revamped GY here: Contact Us